Frozen snapshot of 9 October 2026 · upstream commit bb25081

The guide

Illustration: a brass balance scale; coins, an hourglass and a pocket watch on one pan, a seedling in a pot on the other, with a key and a notebook on the table.
Illustration generated for this site; it does not depict any study, person or finding cited here.
9 October 2026·The Value-for-Cost Life Guide·by eternity4719·Translated from Chinese

Spend the least money, time and energy to get back the most lifespan, money and personal freedom

It covers how to live long, how to get sick less, and how to save someone when something goes wrong. It covers how to waste less money, and which things get people scammed or land them in a lawsuit. It covers what you can claim when you have no job and no money, and what paperwork it takes to open a shop, start a company or build a website. It also covers dating, marriage and having children, going abroad and learning a skill. Institutional matters such as law, medical insurance (医保) and social insurance are written according to the rules currently in force in mainland China. 676 items of advice, each stating what you spend, what you get back and how solid the evidence is; sources cite only journal papers and official documents, and for a few cases the authorities do not make public, original bylined news reports are cited with a web archive attached.

How to read

You don't have to do all of it: this is a list of options ranked by value for cost, not a to-do list. Pick one or two and that counts; the author hasn't done most of them either.

Questions this guide answers

Pick the question closest to yours. Each section lists its items from best to worst value for cost.

Each thumbnail is that section's lead image; sources and licences are under each image on the section pages and in image credits.

How the guide works

  • You don't have to do all of it: this is a list of options ranked by value for cost, not a to-do list. Pick one or two and that counts, leave the rest, and come back to look things up when you need them. The criticism “easier said than done” is fair: the author hasn't done most of them either, and they are written down so they can be found when needed. If you want to pick the low-effort ones, see the “If you only want what is most worth doing” point below.
  • If you want to read in order: within each section, items are ranked from highest to lowest value for cost, so just start with the first few items of each section.
  • If you can't make sense of the string of numbers: every item has an “In plain terms” line. It turns the research wording in the “Benefit” field into everyday phrasing such as “about 20% less likely to die over the same period” or “detained for a few days, fined so much”. It uses only what the “Benefit” field already says and adds no new numbers. This line alone is enough to make up your mind. The “Benefit” field keeps all the numbers as they were; if you want to check them yourself, look at that field.
  • If you only want the firmest conclusions: on the upstream search page, check evidence grade A to keep only the 439 items that have specific numbers and come from meta-analyses or large trials.
  • If you only want what is most worth doing: check value for cost “very high” to get the 114 items that cost no money, take no time and need no willpower, and whose benefit also falls in the top tier. Add one “what you get back” on top of that, and you have the priority list for that outcome type.
  • No need to be alarmed by section titles that start with “Don't”: a section title names what the section is trying to prevent (Don't Die Early, Don't Waste Time); it does not mean every item under it tells you not to do something. The action actually to take is written in the item title, which always starts with a verb and makes clear on its own whether it is “do this” or “don't do this”. A single section has both kinds: Section 4 has both “Rewrite ‘I plan to do it’ as ‘at what time, where, and what to do when what happens’” and “Don't watch TV or rolling news”. Read by the item titles; don't read the tone of the section title into them.